Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison Updated daily No credit impact

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PNB Saraswati Education Loan

Punjab National Bank
7-14 business days
6.85–11.6% APR ₹100k–₹5M 12–180 mo
Student

Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

Same day
10.25–19.0% APR ₹50k–₹5M 12–60 mo
Personal

This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

SBI Student Loan Scheme

State Bank of India
15 business days
6.9–9.9% APR ₹100k–₹5M 12–180 mo
Student

Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

Same day
9.99–21.0% APR ₹50k–₹5M 12–60 mo
Personal

This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

8.4–11.5% APR ₹100k 12–84 mo
Auto

This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

3-5 business days
10.5–13.5% APR ₹100k–₹5M 12–180 mo
Student

Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

SBI New Car Loan

State Bank of India
Quick disbursement after approval
8.9–9.85% APR ₹100k 12–84 mo
Auto

This loan is best for individuals with a stable income looking to finance a new vehicle.

7-10 business days
6.85–11.25% APR ₹100k 12–180 mo
Student

Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Same day
10.49–22.0% APR ₹50k–₹4M 12–60 mo
Personal

This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

8.75–12.5% APR ₹100k 12–84 mo
Auto

This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.

3-7 business days
8.5–13.0% APR ₹100k 12–144 mo
Student

Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Same day
10.25–24.0% APR ₹50k–₹4M 12–60 mo
Personal

This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

5-7 business days
6.9–13.5% APR ₹50k–₹7.5M 12–180 mo
Student

Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

10 minutes
9.0–22.0% APR ₹50k–₹2.5M 12–60 mo
Personal

This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.