Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison Updated daily No credit impact

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10 minutes
9.0–22.0% APR ₹50k–₹2.5M 12–60 mo
Personal

This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

3-5 business days
10.5–13.5% APR ₹100k–₹5M 12–180 mo
Student

Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

Same day
10.49–24.0% APR ₹20k–₹4M 6–60 mo
Personal

This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

7-10 business days
6.85–11.25% APR ₹100k 12–180 mo
Student

Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Same day
10.25–24.0% APR ₹50k–₹4M 12–60 mo
Personal

This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

SBI New Car Loan

State Bank of India
Quick disbursement after approval
8.9–9.85% APR ₹100k 12–84 mo
Auto

Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.

SBI Student Loan Scheme

State Bank of India
15 business days
6.9–9.9% APR ₹100k–₹5M 12–180 mo
Student

Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

PNB Saraswati Education Loan

Punjab National Bank
7-14 business days
6.85–11.6% APR ₹100k–₹5M 12–180 mo
Student

Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

Same day
10.25–19.0% APR ₹50k–₹5M 12–60 mo
Personal

This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

Same day
10.49–22.0% APR ₹50k–₹4M 12–60 mo
Personal

This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

3-7 business days
8.5–13.0% APR ₹100k 12–144 mo
Student

Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Same day
9.99–21.0% APR ₹50k–₹5M 12–60 mo
Personal

This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

8.75–12.5% APR ₹100k 12–84 mo
Auto

Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

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