Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Personal Express Consignado Secured

From 1.49% / month

Approval in minutes

Lowest rates available

Independent comparison Updated daily No credit impact

Recently added

Hang Seng Bank

1 minute

1.68–36.0% APR HK$5k–HK$3M 12–60 mo

Personal

Individuals in need of immediate cash who have a stable income and can handle potential higher interest rates.

Standard Chartered

1.85–36.0% APR HK$5k–HK$2M 12–60 mo

Personal

Individuals with a stable income above HKD 144,000 who need a personal loan for major expenses.

HSBC

1.88–31.71% APR HK$5k–HK$3M 6–60 mo

Personal

Individuals earning over HKD5,000 monthly who need substantial funds for expenses such as home renovations or debt consolidation.

Uncover the truth about personal loans — from APR ranges to approval times. Learn which loans truly offer the best terms in Hong Kong.