Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison Updated daily No credit impact

Recently added

Instant approval
Up to CA$10 4–12 mo
Credit Builder

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Same day
19.9–34.9% APR CA$1k–CA$15k 12–100 mo
Personal

This product is best for individuals seeking quick access to funds with a straightforward online application process.

Same day to 3 business days
8.99–22.99% APR CA$2k–CA$35k 12–60 mo
Personal

This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

9.0–10.0% APR CA$3k–CA$200k 12–60 mo
Personal

This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Same day to 2 business days
8.99–23.99% APR CA$5k–CA$50k 12–84 mo
Personal

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

1-2 business days
8.99–29.49% APR CA$2k–CA$35k 24–84 mo
Personal

This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

1-3 business days
7.45–12.45% APR CA$1k–CA$50k 12–60 mo
Personal

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Minutes (online)
9.9–46.96% APR CA$500–CA$35k 6–60 mo
Personal

This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

National Bank Personal Loan

National Bank of Canada
1-3 business days
7.95–14.95% APR CA$2k–CA$50k 12–60 mo
Personal

This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

3-5 business days
8.99–34.99% APR CA$1k–CA$35k 36–60 mo
Personal

This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

1-3 business days
9.0–13.0% APR CA$5k–CA$50k 12–60 mo
Personal

This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Same day
29.99–34.99% APR CA$500–CA$50k 6–120 mo
Personal

Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

1-3 business days
6.95–12.95% APR CA$500–CA$50k 12–60 mo
Personal

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Same day
9.99–34.95% APR CA$300–CA$35k 12–60 mo
Personal

This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

1-2 business days
6.0–10.0% APR CA$5k–CA$75k 12–60 mo
Personal

Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

1-3 business days
7.49–12.99% APR CA$1k–CA$50k 12–60 mo
Personal

This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

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