Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison Updated daily No credit impact

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Same day for eligible customers
7.0–21.99% APR A$4k–A$50k 12–84 mo
Personal

This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Same day approval with funds within one business day after agreement
6.74–13.54% APR A$10k–A$100k 12–84 mo
Auto

This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

Same day for eligible customers
7.25–22.25% APR A$4k–A$50k 12–84 mo
Personal

This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

Funds in as little as 24 hours from approval
6.17–24.09% APR A$2k–A$75k 12–84 mo
Personal

This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Apply online
7.49–19.99% APR A$5k–A$75k 12–84 mo
Personal

Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

Personalised rate in as little as 60 seconds; average settlement about 24 hours
7.49% APR A$5k–A$75k 36–84 mo
Auto

This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Apply online
7.5–12.99% APR A$5k–A$55k 12–84 mo
Personal

This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

6.49–12.99% APR A$5k–A$100k 12–84 mo
Auto

This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Same day for eligible customers
6.19–19.99% APR A$5k–A$60k 12–84 mo
Personal

Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.

Fast online approval, funds within 24 hours
5.76–24.03% APR A$2k–A$70k 24–84 mo
Personal

This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Fast online approval
5.95–18.99% APR A$5k–A$75k 24–60 mo
Personal

Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.

Get personalised rate in minutes
5.67–24.99% APR A$3k–A$80k 36–84 mo
Personal

This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

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